Homeowners Insurance
What does Homeowners Insurance cover? Homeowners insurance is a very important policy for individuals and families who own their own home. Typical homeowners insurance is for single family homes. Homeowners insurance can be written three different ways to cover for perils, which are actions that cause claims. These three ways are basic, broad and special forms of coverage. Basic and Broad forms...
Read MoreFlood Insurance
Florida Flood Insurance When asked about Flood Insurance, a lot of Floridians might say, “I’m not in a Flood Zone.” They’re all wrong. When people say they are not in a Flood Zone, they usually mean that they are not in a Flood Zone which their mortgage company requires them to purchase Flood Insurance. But all of Florida is a Flood Zone. If you are in a especially hazardous flood zone,...
Read MoreHurricane Insurance
Hurricane and Windstorm Insurance and Risk Management in South Florida Living in Florida, hurricanes and insurance are two topics that are on the news on a daily basis. Hurricanes and insurance go hand-in-hand. Hurricanes and windstorm related damage accounts for a large amount of the claims expenses which the insurance industry pays out on their policies, and hurricanes are the main concern for...
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