What does General Liability Do?
A general liability insurance policy provides insurance protection to pay for bodily injury or property damages when the insured is legally responsible. In the event of a lawsuit, the cost of defending and resolving the suit such as attorney fees, court costs and other expenses associated would be covered. Coverage for medical expenses resulting from bodily injury caused by an accident on...
Read MoreFlorida Insurer Magnolia Placed Under State Supervision
Magnolia insurance company has been placed under State supervision by the Florida Office of Insurance Regulation. Policies that are slated to renew now and in the first few weeks of January 2010 could not be properly noticed for non-renewal by Magnolia. Magnolia will renew these policies if the policyholders or agents request renewal. However, the company noted, policyholders and agents should...
Read MoreThe Risk of ‘Intexticated’ Workers – MyNewMarkets.com
The Risk of ‘Intexticated’ Workers – MyNewMarkets.com Article from My New Markets that talks about the risk of employees texting and the cost to workers compensation policies due to texting.
Read MoreSave money on your workers compensation by using a good insurance agent
There are a lot of ways to save money on your workers compensation insurance, but the first step is finding an agent that really knows workers compensation. This is a great article by Teresa A. Long is Director of Injury Management Strategies for the Institute of WorkComp Professionals in Asheville, NC, the largest network of Workers’ Compensation professionals in the nation. Teresa was...
Read MoreInsurance Lies from Mynewmarkets.com's Chris Boggs
You can go to the full article by Chris Boggs here: Insurance Lies Clients Believe MyNewMarkets.com More Insurance Lies Clients Believe MyNewMarkets.com But to give you a brief overview, the main lies include: “If I don’t have anything, they (the plaintiff, lawyers and court) can’t get anything; you can’t get blood out of a turnip.” “There is no need to...
Read MoreNationwide Insurance in Miami, Florida
http://alcrisk.com/umbrella.jpgNationwide Insurance is available in Miami, Florida thanks to ALC Risk Solutions. Everyone sees the commercials and knows the slogan, “Nationwide is on Your Side”. But, Nationwide has not always been easily accessible in Miami. But, now car owners and business owners can get Nationwide Insurance in Miami, Florida Nationwide Insurance is headquartered in Des Moines, IA, and is rated A+...
Read MoreSocial Media Risks – Status Update Risks
Social media risks are becoming more and more prevalent in our society as we it’s usage increases. As an insurance agent my job is to analyze what a company is doing, and try to figure to out how to control their risks a variety of ways. The easiest way is risk transference; this is done by purchasing insurance. But, the cheapest and most effective ways are risk mitigation, and risk...
Read MoreUsing Social Networking in Risk Management and Human Resources
Social Media has created many risks, but also many opportunities for businesses, if they are mindful in how they utilize it properly. One area in which social networking can provide a great tool for risk mitigation is in your human resources department. When a company decides to begin their hiring process, they are exposing themselves to a set of risks which are not easily controlled. The more...
Read MorePersonal Risk Planning
What is personal risk planning? Why Do I need a risk plan? Most people either have done financial planning, or have at least heard of it. And it is common knowledge that large multinational corporations do risk management which consists of analyzing their current risks, and creating a business continuity plan. At ALC Risk Solutions our goal is to make everyone aware risk management and risk...
Read MoreFlood Insurance in Miami, Florida
Miami’s flood insurance maps have been restructured, announced FEMA, the agency responsible for admnistering the Federal Flood Insurance Program which is responsible for covering Flood Insurance in Miami. According to the Miami Herald, this will help many residents whose Miami flood insurance premium will either be reduced or they will no longer be required to carry Flood Insurance in Miami...
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