Construction insurance includes property insurance, liability insurance, car insurance and workers compensation insurance for artisan and general contractors in the construction industry. Construction insurance also includes builders risk insurance, construction bonds and surety bonds and crime and fidelity insurance. Construction insurance is not just insurance for builders and general contractors. Construction insurance is necessary providing insurance for Air Conditioning Contractors (HVAC), insurance for electricians, insurance for plumbers, insurance for carpenters, insurance for dry-wall contractors, insurance for roofers, insurance for window installation contractors and insurance for painters. In addition, specialty construction insurance is available for marine contractors.
Construction industry businesses also have insurance specialized for their needs. Construction industry insurance programs are available for building supply wholesalers and retailers. These range from your small franchise and privately owned home improvement stores or larger lumber supply and building supply wholesalers that need business property insurance, commercial general liability insurance, workers compensation insurance and automobile insurance. In addition to insurance for construction supply distributors, building material manufacturers and construction supply fabricators need to have insurance tailored to their construction business. In addition to normal business insurance needs, they must have the appropriate product liability insurance coverage and limits. In addition, architects and engineers in the construction industry need their own 
type of construction insurance, Errors and Omissions Liability Insurance for Architects and Engineers or Professional Liability Insurance for Architects and Engineers.
Contracting businesses typically have a lot of questions when it comes to construction insurance.
When does my construction business need to get workers compensation insurance in Florida?
What happens when I name an “additional insured” on my general liability insurance policy’s certificate of insurance?
Do I need commercial auto insurance or personal auto insurance for the car I use in my construction business?
How can I get a performance bond or bid bond for a construction project?
How is Construction Insurance different from construction bonds?
There are many questions regarding construction insurance. ALC Risk Solutions, a Miami Florida insurance firm, provides risk management and construction insurance for contracting businesses. Contact ALC Risk Solutions through our website, www.alcrisk.com/construction; or email acohn@alcrisk.com or call, (786) 664-RISK (7475).